Getting car insurance in the UK

Many people who migrate to the UK feel the need to invest in a car, particularly if they’re moving outside London.

This involves getting a car insurance policy. Of course, car insurance can be incredibly confusing, especially if you have come from abroad and are unsure about certain terms.

Here, we are going to look at car insurance policies in the UK and the confusion that surrounds them if you are planning on moving to the UK in the near future, or if you’ve recently moved here and are planning to buy your first car.

The Confusion

Anyone moving to the UK is likely to come across some issues when it comes to insuring their car. Not only is the process expensive but it is often surprisingly complicated too. In fact, over half of drivers in the UK have indicated that they do not understand what their policy covers, while just 36 per cent of policy holders were confident that they fully understood their policy.

How to Find Insurance

If you are someone who has moved to the UK recently and you are confused about how to compare the wide range of different policies available, then you might need some assistance. Luckily, there are insurance comparison sites that can help with that. Quotezone , for instance, is one price comparison site that can help drivers compare quotes from a range of providers – and since you can compare more than 100 insurance companies through this site you stand a better chance of finding cheap UK car insurance.

When choosing car insurance, you should also make sure that you read all of the terms and conditions carefully beforehand. This should help you to figure out what your policy entails and how you can make a claim.

Can It Be Made Simple?

No one wants to have to deal with a long list of terms and conditions but if you are willing to put the time in and read over everything before you commit then you should be happy enough with your policy. Many UK citizens neglect the educational part of this and it can cause them problems further down the line.

With such high statistics suggesting that people in the UK do not understand their policy, this is something to avoid if you are taking out one in the UK. As long as you are willing to spend time researching quotes and policy terms then you can make the right decision for you.

Things to Consider

If you are someone who has recently moved to the UK then you might want to think about how car insurance will work for you. Will you need to swap your overseas driving licence for a UK one? And can you take out insurance prior to swapping your driving licence, or do you have to wait for the new one to be issued? These are things to consider as they might affect the kind of policy that you can get and the price of it.

Start off with comparing prices of policies and make sure that you are making an informed decision. Soon, you’ll be driving about the streets in the UK and will feel as though you are starting to feel comfortable in your new surroundings.

If you need to make international payments for a car in the UK, speak to the team at our currency partner, Halo Financial.